Don’t Text Back: 5 Text Scams You Should Know About

Scam texts are more convincing— and costly — than ever. While they may look like harmless messages from delivery services, recruiters, or even your bank, they’re often clever traps designed to steal your money or personal information. According to an April 2025 report from the Federal Trade Commission (FTC), here are five of the most-reported text scams to watch out for:

1. Fake Package Delivery Problems
   Scammers pretending to be from the U.S. Postal Service (or UPS, FedEx, etc.) send messages claiming there’s a problem with your delivery. They link to a website that looks official but isn’t. Victims often pay a small “redelivery fee,” only to have their credit card or Social Security number stolen.
2. Phony Job Opportunities
   You get a text about an easy work-from-home job doing simple tasks—no details, just quick cash. But soon, you’re asked to send money to “unlock” your earnings. These scams exploded in 2024. Sadly, once people send money, it’s gone for good.
3. Fake Fraud Alerts
   These texts claim there’s suspicious activity on your bank or Amazon account. They’ll prompt you to call a number or reply “YES” to confirm a charge. Responding connects you to a fake “fraud department” that pressures you to move your money to a “safe” account—which really belongs to the scammers.
4. Bogus Notices About Unpaid Tolls
   Text alerts about unpaid toll fees—supposedly from programs like SunPass or FasTrak—are increasingly common. But they’re fake, and the link provided is a phishing site designed to steal credit card or personal info.
5. “Wrong Number” Texts That Aren’t
   It starts with a friendly “Oops, wrong number!” message. If you reply, they strike up a conversation and may even build a fake romantic relationship. Eventually, they introduce a phony investment scheme. Victims have lost thousands, thinking they were investing with a trusted new friend.

Bottom Line:
If you get a suspicious text—don’t click, don’t reply, and don’t share personal information. When in doubt, contact the organization directly through a verified number or website. Stay alert and help spread the word.